100′s of places advertise Small Business Grants/Loans. Are any of these worth the application or money?

I own a small business. It is an ebay drop center. My start up costs were brutal and I am having a hard time paying these costs and putting every cent profit back into the business. Our business is booming. We actually have alot more that expected with business doubling each week. Problem is I am a single mother of 5. I am in my late 20's with Not so good credit. I haven't been able to take home any profits yet. Christmas time is a booming time for ebay and I am finding myself with the decision of closing. I receive $400.00 a month child support if it comes, and it's getting pretty hard to raise five children on this income alone. I was thinking if I got a business loan I would be able to catch up and expand in the future. Maybe hire some employees so I can spend time at home again. I looked into grants. Not that I want free money, but for a little help. Cheapest place to help me wanted almost $500. Any ideas from anyone??

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